FundWave Loans
Revolving Credit

Business Line of Credit

Draw what you need, when you need it. Only pay interest on what you actually use. The ultimate flexible funding solution for managing cash flow.

Apply NowCall (516) 406-1476

$10K–$500K

Credit Limit

Revolving

Credit Type

Interest Only

Pay on Usage

48 hrs

Approval Time

The Ultimate Cash Flow Tool

A business line of credit works like a business credit card but with much higher limits and far better rates. You're approved for a maximum credit limit, and you can draw any amount up to that limit at any time. You only pay interest on the outstanding balance — not the full credit limit.

As you repay, your available credit replenishes — making it a revolving facility you can use again and again. Perfect for managing seasonal cash flow swings, unexpected expenses, or seizing time-sensitive opportunities.

Perfect For

Covering payroll during slow seasons
Purchasing inventory ahead of demand spikes
Bridging gaps between invoices and payments
Handling unexpected equipment repairs
Taking advantage of supplier discounts
Managing day-to-day operating expenses

Eligibility Requirements

Time in Business1+ year
Annual Revenue$150,000+
Credit Score620+ recommended
Credit TypeRevolving / Secured or Unsecured
Draw Period12–24 months typically
RepaymentInterest-only or full balance

How It Works

  1. 1Get approved for a credit limit (e.g. $100,000)
  2. 2Draw any amount up to your limit — anytime
  3. 3Only pay interest on what you've drawn
  4. 4As you repay, credit becomes available again
  5. 5Repeat as needed — no new applications required

Get Your Business Line of Credit

Flexible capital available whenever you need it. Apply in minutes, decision in 48 hours.

Apply for Credit Line